Looking at the price of groceries today, I won’t be so surprised if it actually happens.
People keep telling us Public Servants how lucky we are that we got a pay rise. Of course, I feel lucky too because it does ease some burden off my shoulders. But it doesn’t end my “paycheck to paycheck” situation.
And of course, when surviving a “paycheck to paycheck” situation, dreams about anything other than surviving (i.e. property) remains… a dream.
Anyone who’s been to our Kuarters before would think we don’t love our place enough to decorate it. Or some might think I basically stink at being a homemaker, perhaps? We’ve got the basics covered – fridge, curtains, dining table, coffee table, book rack, bed and a lone sofabed my friend gave as a wedding present. But other than that…
I’ve got admit that I am partially to blame for the “minimal” condition of our apartment because I am unwilling to spend for a space which I know isn’t mine. In other words, I have an issue with permanence (or in this case, the lack of).
Which is why I am contented with what has been bought/given/passed down by others for our apartment. I’m just waiting for the right time to buy us a place of our own. Last year, I was told that this year the property bubble would burst due to the ridiculous property prices…
… only to be met with… more ridiculous prices this year.
I checked out those places where some of my friends have bought properties and … *telan air liur*.
Some cost RM 810k, some RM 650k. And they all bought it when it was less than or about RM 400k, which was last year. *telan air liur lagi*
Properties are beginning to look more and more out of reach. Lucky those who bagged their houses when they were all still affordable. And lucky those who can afford them even when they cost ridiculous amounts. It’s not that I don’t have savings, I do. But money isn’t inflation-proof, the result of which is at this point in time, my money is a little bit worthless against the cost of everything else in the market.
Is it time for me to be less picky about what I want? Should I just invest in something and (for now) forget my dreams of owning a landed property, which is freehold and nested in a good township? Because even with our pay combined, no bank in the world is going to give us a loan for the property of our dreams. Government loan jangan sebut dulu sebab kelayakan tak setara dengan harga rumah.
Macam mana ni?
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