For me personally, it is some place you want to go back to at the end of the day.
It doesn’t matter if it’s because of the house itself or the people in it; bottom line is that you must have a desire to head back to it.
We’ve been staying in the same place since after my Reception. I’ve wanted to go back to that place every day after a long, short, nice or bad day. I love being home. I love staying in it and I want to come back to it every day.
But I’ve got to face the fact that it isn’t mine. We’re paying to stay in it and in time, we’ll be paying more but it still wouldn’t be ours. And we will never get the option to make it ours. And being me, well, I can’t help but become more and more attached to it, despite knowing the fact that it’s not mine.
So, before it becomes more heartbreaking to leave, we have been searching high and low for a place to call our own. Some other place we could call home. For good. Not just for now.
There are many options – which to be honest is surprising. I always thought that there are only a handful of townships, which are worth considering, but really, there are many other beautiful areas, which are totally livable in.
We’re neither eligible for My First Home Scheme nor the Government loan (yet) because we are not confirmed in our posts. There is, at the moment, an undoubtedly huge desire to own our own place. But the biggest problem right now is the undesirable price tags attached to those houses.
Nothing can be bought with a single loan. And even with a joint loan, our finances are stretched to a maximum and we don’t even have kids yet.
And it’s frustrating. More that you can imagine, actually. It’s gotten to a point where we’re both close to giving up but we’re still constantly searching.
It has become a love-hate relationship.
The price of houses has spiked to an unrealistic high. I don’t think we are looking at the wrong places as we have eliminated the more elite areas like TTDI, Damansara, PJ and the likes. The closest to KL that we have even bothered considering is Puchong. And even so, the prices are still… ridiculous.
One of the places which we have also (always) considered is Putrajaya. It’s actually a really nice place to stay in. Yes, I know that it is hujung dunia. Yes, I know that there is no one else here apart from Government Servants. Yes, I know that it’s like a dead town at night.
But there are easy accesses to other places like Seri Kembangan and even Puchong should you decide not to head to Alamanda. The place is quiet at night and the biggest plus point is that traffic (apart from at Parcel C, D, E in the mornings only) is unheard of. It’s totally bliss if you compare it to the madness of KL traffic.
We’ve always considered Putrajaya. But the problem is? The price tag. Again.
I don’t see the point of selling houses in a place with an abundant of Government Servants when the Government Servants themselves can’t afford them. Not with one loan. Not with 2. Perhaps not even with a lifetime of savings (if you ever consider buying those gorgeous houses by the lake at Presint 18).
With that obstacle, we decided that some other areas in the vicinity would we OK. And there have been OK choices, but the closest to cheap that we’ve ever come across is probably RM450K non-negotiable? We can pay for the monthly installments and the downpayment is not something which is totally unsolvable but how on earth are we supposed to survive on our monthly pay.
Yes, our pay may increase in the future and by then, we’ll be fine, but how long more ‘til the future comes?
Some said it’s high time that the Government Servants get a pay rise. I say I agree although some people’s pay rise would be unjustified, seeing that the amount of work they do is actually… NOTHING.
But according to Mama, Government Servants’ pay rise is always indication that the price of everything will rise accordingly. Property not excluded.
And that brings us back to?
SQUARE ONE, THAT’S WHERE.
So, you see. It is frustrating. I don’t know how else I could express how frustrating it is and how frustrating it’s going to be. It’s just so frustrating. Period.
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